Daily Investment Priorities
Before procuring an investment, I focus on the success that
the success I will be…..
Grasping an understanding of the quiet develops an elevated filtering, and understanding of sound…
Official Small Print
Disclaimer: All information provided on this page is for informational purposes only.
No recommendation for investment is provided or, implied.
All links to other information sources are provided as a convenience only.
All information disseminated on this page or, as a result of this page I.E. via a link, is the responsibility of the end user.
Any investment involves risk which may result in a total loss. Due diligence is required.
In all instances, an investment professional should be consulted.
Ellison Eyewear High End Sunglasses & Accessories
Virtuix Virtual Reality Technology Company
Beta Bionics Pocket pancreas tool to control Diabetes
Legion M Fan owned entertainment company
8 tracks On-line music service
Start-up companies not on public exchanges can now be purchased by, anyone due to new legislation opening that investment vehicle to anyone rather than only high income investors.
Start-ups have no exchanges for trade, and once invested there is no way to reclaim cash invested. Your investment could remain at a stand still for several years before there is a return, if there is any return at all.
Start-ups are another risky segment to an entire portfolio. Those who have been successful will relate to a larger portfolio as a key to their success. In other words, a minimal investment in several companies is better than a larger investment in a single start-up.
Statistics show a great many new companies are never taken over by, a larger company or, become large enough to be listed as a public company. The two most usual ways of making a great profit for initial investors.
The accumulation of a 100 company portfolio over time is recommended. Successful investors are hopeful 1 or 2 of their investments paying off at 1000% or more. Perhaps another 3 of the original 100 companies pay off at a more modest percentage. Perhaps 95 companies out of the 100 company portfolio never see a profit.
In the end; Not only do you want to see a decent profit but, all of the profit may only be driven by 5% of the portfolio.
This is the segment Facebook came from with the original investors profiting millions. Obviously a major success.
Back to reality, only 1-2% of start-ups have that potential with others profiting to a lesser degree with the biggest percentage of a portfolio being a loss.
There are many on-line sites specializing, and featuring start-up investments including:
Be aware that while recent legislation has allowed for all income levels to participate, some of the sites featuring start-up investments have maintained investor eligibility to only accredited investors at the higher income levels as per previous governing standards.
Your maximum investment/year in this classification is directly governed by, net worth and/or, income.
Start-ups are high risk but, can be very rewarding as well.
Start-up investors must be patient as profits are seen, sometimes in only a few months but, more often in several years when the company is taken over by a larger company or, debuts in the public markets as an IPO.
Comprehensive free information, and premium subscription educational materials can be found on:
Peer to Peer Notes Portfolio
The Lending Club with an expected average 8.5% interest payout over 36-60 months.
Public Market Portfolio
I have divested most of my public market holdings portfolio in favor of strengthening support of my Start-Up portfolio.
Not all has been divested from the public market portfolio including several penny/micro-caps listed below.
My Pennies & Micro-Caps
The penny/micro-cap landscape has a high to very high risk /reward factor built in to the segment with a probability of losing an entire position, and all invested in any one particular stock.
Like start-ups or, early stage investing, the risk may be worth it for the reward, and an extremely high degree of due diligence is necessary to be successful.
A little background on my holdings are as follows:
First Mining Finance Corporation is the 3rd micro-cap in this portfolio. This minor position (There’s definitely a pun here, and to think I didn’t notice until much later) was acquired not because of this particular stock but,
First Mining’s founding Chairman,
Mr. Keith Neumeyer who has a successful executive career in precious metal companies.
Mr. Neumeyer’s resume can be found on First Mining’s website available by, a left click on the company ticker FFMGF above.
I read the Coates International company story, and thought it was interesting enough for me to make an initial buy in early 2014.
Further on the positive side, they have maintained timely reporting to the SEC.
Since my initial buy-in, I have strengthened my share count to over, 8,000,000 shares, and greatly improved my cost basis.
The company has begun ramping up production to fill initial orders but, still has much to accomplish before any possible profit is realized.
If you would like more information on Coates International, click on ‘COTE’ above.
Manzo Pharmeceuticals had some promising early stage testing results for their lactose intolerance remedy.
I bought Manzo several years ago with less knowledge than I have now. At that time, Manzo looked promising.
It is important to note that Manzo is a good case for a company with a single focus with little to promote the business. It begins to lose value, few shares traded, will eventually have no value, and eventually be de-listed from the public market. More information on MANZO is available by clicking on MNZO above.
First Mining Finance Corporation, Coates International & Manzo are
extremely high risk!
what I’m about to write about Pennies & Micro-Caps kind of undermines my choice to include several in my own portfolio.
These are the highest risk stocks, usually traded on the OTC Market.
First Mining Finance, Coates & Manzo from my current portfolio are extremely high risk, and fall in to the micro-cap category.
COTE – Coates International was initially bought strictly on the story, and files timely SEC documentation.
MNZO – Manzo is a left over from long ago.
FFMGF – The First Mining position is explained above.
Micro-caps , and penny stocks are vulnerable for many reasons.
They just may not have the capital to sustain, and they quietly fade away. Some are not as quiet and try to re-finance but, the debt is so great they cannot maintain expenses to continue running the business.
Some may be listed, and legitimate but not much further along than a start-up. Start-ups and Micro-Caps may or, may not pay off but, patience is a major virtue as these may be in their infancy without profit for several years.
Some are created as Pump & Dump ventures. This is where a stock is promoted via a push through an advertising campaign.
The campaigns go quick so those original investors can sell their stock just as those investing during the ad campaign bring it to an artificial high price/share. They’re out, you’re in, and guess where the stock is going from there with shares being discounted in p/sh because there is no more interest in buying, and everyone still in is looking for a way out?
If a consistent, orderly flow of documents doesn’t exist with the SEC, it is probably best left alone even though the requirement to file quarterly does not apply to many of these stocks.
If you are romanticized by the story they have to tell, take the time to investigate the filed SEC documents. You will have a much better idea if the company can sustain itself.
Many of the stocks selling for pennies or less per share usually remain that way. While there is some legitimacy to a very few, most others are not worth your time, and money..
The pennies are most often listed on the
Over The Counter Markets
Before considering an investment in a micro-priced stock of merely just a penny or, two, it would be worth your time to read this publication on
The Securities & Exchange Commission.
Discover more of the individual stocks involved with paid promotions many times referred to as, Pumps & Dumps
Image from Wikipedia
More important small print!
Disclaimer: Links to brokerages are for convenience only. No personal preferences are indicated. For details of brokerage services offered, it is left solely to the individual seeking the service desired to arrive at a decision based on individual research. More brokerages may be listed by individual search engines. This list is merely a sampling, and no compensation for listings has been solicited or, received.
Research – Commentary – Tools – Blogs